The latest home loans data from the Australian Bureau of Statistics has revealed three key trends. Contact us if you’re thinking about buying a property and we will help arrange a home loan pre-approval. Compare 100s of Home Loans ‘n’ Save or Request a Callback to Discuss Home or Investment Home Loans

When you apply for a mortgage, the lender uses a series of criteria to assess how your capacity to repay the loan. As part of this process, the lender also considers whether you would be able to continue making your repayments if interest rates were to rise. Generally, lenders will apply a buffer of at…

Property investors have enjoyed a golden run over the past five years, during which the national median rent increased 39.7%. However, in July, rents increased just 0.1%, which was the slowest growth since 2020, according to CoreLogic. At the same time, annual rental growth has been trending down over the past few months. Between February…

Home loan volumes have significantly increased over the past year, especially among investors. Investors committed to $10.67 billion of mortgages in May, according to the latest data from the Australian Bureau of Statistics. That was 29.5% higher than the year before. At the same time, owner-occupier borrowing activity rose 12.2%, to $18.13 billion. Investors were…

Record property prices are proving to be good news for vendors, with 94.3% of all vendors in the March quarter selling their home for more than they’d originally paid, according to CoreLogic. That was the fourth consecutive quarterly increase and the highest share since 2010. However, the share of vendors who made a gross profit…